Comal County Interest Income Slips 6.7%, Still Tops $5.15M

The certificate schedule shows how rates and timing vary within that total. One $248,000 certificate paying 3.900% matures Oct. 23, 2026; another paying 5.558% matures Oct. 28, 2026. The schedule extends to a $248,000 certificate paying 3.800% and maturing March 26, 2029.

Lower yield, lower total

At Aug. 31, 2025, year-to-date interest was $5,525,482.48 and the compound effective yield was 4.3438%. The 2026 report put the comparable yield at 3.6367%, a decline of about 0.71 percentage points.

Money-market holdings generated $3,907,779.96 of this year's interest through August. Bonds, certificates and agency securities generated another $1,246,456.05, while bank interest contributed $268.97.

The county's largest listed money-market balance was $87.08 million for the general fund. Other sizable balances included $11.18 million for American Rescue Plan Act money, $8.84 million for indigent health, $5.34 million for land acquisition and $4.84 million for flood control.

What comes next

The next like-for-like checkpoint is the county's September treasurer's monthly report. It can show whether the year-over-year interest gap narrowed or widened as investments matured and rates changed.

The full September 24 meeting recap covers the court's other decisions. Readers can also inspect item 10 on the official agenda and use the 33-page August report to check fund balances, individual investments, maturity dates and the three-year interest table.